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How to Become Mortgage-Free in 6 Years?
(Retire with S$4 Million* Asset & S$16,000 Passive Income)
– With the Best Affiliate Program in Singapore (Open to Foreigners)
I understand how most of you would be sceptical when you hear that. But don’t dismiss it yet as I’ve been living that mortgage-free life since 2022!
My name is Darren Goh and I am the author of the new book Mortgage-Free In 6 Years selling fast now in all major bookstores like Kinokuniya and Popular in Singapore.
I am also the business owner of MortgageWise.sg, a Singapore home loan consultancy firm, which just celebrated its 10th year of operations in 2024. I launched this financial and mortgage education cum retirement planning website to share this new transformative knowledge which I hope will help to free people everywhere from the stress of mortgages and improve financial literacy in Singapore and beyond.
You may have landed on this page through an invite link, whilst searching online for mortgage rates, or you’re googling for ways to make passive income through affiliate marketing.
Doesn’t matter how you get here, but I want to share with you a new way of wealth creation through mortgage structures that few would have thought possible until now. It’s becoming even more imperative to gain financial independence early given the cost-of-living crisis we all face everywhere.
I also hope to raise more awareness and concern on the magnitude of the impending financial tsunami hitting us, which many have yet to grasp, with an aging population in the next 10-20 years. Those who pay the bills for elderly folks in the family including hospital rider plans (known as private shield plans in Singapore) would have been given a glimpse of this in recent years. That’s just the tip of the iceberg. Inflation, especially rising medical and healthcare costs, will kill us insidiously.
Few of us are financially ready for any extended periods of disruptions in life today (we hope not), let alone saving enough for retirement.
There’s a very simple way to explain the urgent need for retirement planning. Rule of 72 dictates that if you take 72 divide by the rate of return, that’s the amount of time needed to double your sum of money. This means if inflation stays at 3%, prices will double in just 72/3 = 24 years when you retire. That cup of coffee will cost twice the amount. The same goes for restaurant meals, travel plans, and almost everything else when you retire.
If you think as a couple you need S$10,000 income a month to retire based on today’s value, you’ll need S$20,000 in nominal terms to derive the same utility value in 24 years! That’s S$240,000 of cash needed per year for living expenses to retire in a get-by mode, not lavish! Not counting medical inflation, mind you, which is not inflating merely at 3%, but 10x of that.
You may think your salary, adjusted for inflation, will go up too and cover that correspondingly. Sure, however, that rate of growth slows as income rises. In fact, it could even stop completely with income going to zero as you age. But you can’t stop inflation.
Assuming a safe withdrawal rate of 3% from your portfolio, you’ll need over S$8 million of retirement assets by the time you retire! If you’re thinking of investment properties for that, you need to buy even more as the net yield for property is much lower (less than 2% after all costs). How else to avoid running out of money during retirement? Kill the goose with the golden eggs and sell some assets?
This may be a long read but trust me, you could be on the cusp of financial F.R.E.E.D.O.M. if you could get on the bandwagon of real estate investment trusts early. REITs are going to be big riding on secular growth trends under-appreciated by many who chase after real properties.
Many, including my fellow countryman in Singapore, have yet to make the discovery – how there exists a unique autopilot cash flow system to achieve not just mortgage-free living, but financial success. And one which works only in Singapore and few other places where all the conditions are favourable! (it works for foreigners too, so long you’re open to invest in Singapore properties)
This is why I’m launching this self-study program officially in 2025, with a launch promo of 20% off for a limited period only.
Mortgage-Free in 6 Years
COMPLETE STARTUP COURSE
Launch Special USD197
(Usual Price USD247)
A 12-month self-study course on fortnightly emails with step-by-step lessons, tutorials, templates & powerful resources to help you master the following:
1. How to build a $500,000 property portfolio on REITs in 6 years, starting with a one-time investment of $25,000 and initial monthly commitment of just $750?
2. How to generate more than 10% return p.a. on REITs by focusing on only blue-chip names?
3. How to structure your mortgage to create an autopilot cash flow system and become mortgage-free in 6 years?
Learn how to execute the 7-Step system which spells your financial F.R.E.E.D.O.M.:
Follow the Model
Raise the Capital
Execute the Swaps
Eliminate the Risks
Document Results
Overcome Fear
Master Debt
Course Resources:
300-Page Workbook | MF6 Financial Model (for PTE/HDB) | Retirement Expenses Calculator | Attack Plan Calculator | REIT Rotation Kit | Portfolio Dashboard
BONUS GIFT #1:
First-ever mortgage affiliate program which pays recurring 20% commission for life!
BONUS GIFT #2:
A powerful trading account with the lowest brokerage commission rate and interest rate!
Imagine what you can do with that extra few thousands every month, if you no longer need to pay your mortgage?
Darren Goh
Author, Strategist and Contrarian Property Investor based in Singapore
(Mortgage-free since 2022)
To be clear, I am not one of those trainers or “gurus” selling you online courses through long hard-sell sales letter landing pages which you find a dime a dozen on the internet. You don’t see photo testimonials of “strangers” and their bank accounts, and there’s no free VVIP preview to sign up for, which normally ends up with even more sales pitches!
I just an author who has put together a whole self-study program along with my book, with all the tools, templates and step-by-step instructions available to those who want to learn a new system of wealth creation never been taught before. For all that, you just pay a one-time fee of US$247 (Usual Price) which is how I make this course affordable for all who wants to free from the stress of mortgages.
If you’re unsure, the VVIP preview is the book itself! You can simply buy the book for US$32 (ships free in Singapore, US$15 to U.S. and selected countries)! Or just grab it in the stores in Singapore where my entire thesis is open for your scrutiny! Like what they say, the proof is in the pudding.
My book will reveal all the secrets on how a middle-income salaried worker, who owns just one private residential property in Singapore, can potentially retire with up to S$4 million* assets, along with up to S$16,000* passive income per month at the end of the mortgage term! It’s not a typical self-help book that you just “read, understand & chuck away”. It’s a practical workbook, laden with ideas, steps, excel worksheets, and above all, a powerful financial model.
Within those 300 pages, you will discover the exact strategies and methodology I use to become mortgage-free. No holds barred.
So far, from the emails I receive on the book, the feedback has been encouraging as people have been truly inspired by this new transformative knowledge which has never been taught before anywhere. But they can use some help to execute the whole system.
Head knowledge is useless without knowing where and how to start. There’s no need to reinvent the wheel. You can avoid many of the beginner’s mistakes which prove costly. Why not invest a little bit more in a course that comes with all the step-by-step instructions, templates and powerful resources to help you get started on the entire autopilot cash flow system and build your portfolio on REITs? So that you can become mortgage-free in 6 years!
That’s what this Startup course is all about – to help you start up the whole system. It comes with the book thrown in, as well as two special bonus gifts to help pay for the entire course fee of US$247 many times over, possibly paying you every year. Find out more details below on the first-ever mortgage affiliate program and a powerful trading account I’ve put together for you, exclusively only to subscribers of this course.
Finally, let me make it a no-brainer for you, if you act fast. Let me show you why this Startup course could possibly be your best retirement plan for a 20% off launch special at US$197 for a limited period only, backed further by a 30-Day Money Back Guarantee!
Check under the hood, and if you don’t see the full value in it, keep the book (non-refundable including any courier cost) and we’ll gladly refund you the balance of US$197 – US$30 = US$167. No questions asked.
There ain’t many wealth courses out there which you can “preview” with a fast-selling self-help book of the same title. I’ll even invite you to sample a free chapter below.
* (Applicable to foreigners) Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks
Usual Price US$247
With 30-Day Money Back Guarantee
(excluding cost of book & delivery)
Darren Goh’s Mortgage-Free In 6 Years is worth studying if you don’t want to be tethered to a suffocating mortgage payment.
ANDREW HALLAM
International Bestselling author of Millionaire Teacher, Millionaire Expat, and BalanceWhat's the Course All About?
First, what it's not.
This is Not Financial Advice
Many people know real estate investment trusts (REITs) are essentially properties, yet continue to view and trade them like stocks. Introducing a paradigm shift in the way you should look at REITs and unveiling an alternative approach to retirement planning through the use of mortgage structures, this is financial education for the general public to consider having REITs in their asset allocation. It should not be construed in any way as financial advice tailored for any specific individual. I am not licensed by MAS. If in doubt, seek qualified financial advice.
This is also not an investment or trading course to get you to buy some investment products or trading solutions. I do not recommend any specific REIT other than to encourage a focus on blue-chip names. I do not get remunerated directly if you buy, hold or sell any of the REITs used as illustration.
(I may benefit indirectly on referral fees from partners when I put together special trading accounts and solutions to help you save on costs, as well as when demand for the REITs I hold goes up over time.)
So Then, What is It Really?
It's a self-study email course over 12 months to help you put in place the entire autopilot cash flow system to first build a property portfolio of $500,000 in 6 years and finally to become mortgage-free!
Remember how we used to study in universities? You can't just watch videos over weekends. You’ve got to finish a text book, do your tutorials and research, and finally mug for an exam! In a world obsessed with visual presentations where most people pay top dollars to attend property summits and masterclasses only to see the initial euphoria fizzle out, or sit passively at home to watch webinars and videos where the lack of discipline soon crowds out any interest, I believe the best format to deliver this new knowledge is through a practical, hands-on, 12-month self-study email course.
The fortnightly email lessons are well-paced to give you time to absorb and internalise all the learnings. Each lesson comes with explainer notes, step-by-step guides, exercises, reading assignments, plus tools, templates, and useful resources to help you apply the concepts beyond just head knowledge from a book, and get the whole system up and running within 6 months!
Build a $500,000
Property Portfolio
In 6 Years!
An exquisite plan which only works in Singapore and few other places..
With just a one-time investment of $25,000 and a monthly commitment of $750!
H
ow can you build a $500,000 property portfolio in REITs, or for that matter any investment portfolio, within 6 years, starting with just $25,000 and an initial monthly commitment of just $750? (For avoidance of doubt, this is not another course fee to pay, you’re simply investing using your own trading account)
Now, I understand a S$500,000 portfolio could be nothing to some who are successful investors in their own rights, with multi-million worth of property holdings and retirement funds. This course is not meant for you to be honest. Still, you can double or triple your wealth by following the same system.
For the rest of us, it’s hard to even think about hitting this target for some, let alone within 6 years. The usual answer will be to invest (perhaps more like speculate) in technology stocks and hope to hit the jackpot with the next Nvidia or Tesla. Try bitcoin for some? How about some newfound trading strategies in forex, options, CFDs, and the list goes on.
But how certain can you be that you will get to a $500,000 pot within 6 years? How can you be sure not to let any single mistake or losses wipe out all your earlier gains, which sets you back from target? Perhaps you diversify like what many experts advocate, which means any big win in one investment may not give you a home run just yet. You might need more time.
How about the love affair for all Singaporeans – investing in properties? With leverage of 75% loan-to-value (LTV), a 25% rise in prices will see you reap a 100% return on your capital.
So, to make S$500,000, you first need to have more than S$500,000 capital (to pay for exorbitant taxes) to buy a S$2 million investment property with a loan of S$1.5 million and hope for a minimum 25% rise in prices in the next 6 years. I have to admit, to some extent, that’s the most plausible plan given the resilience of Singapore properties in the last two decades. But you also know there’s a lot of risks involved. For one, you may not always have the rent, nor the income from your job.
Of course to avoid all risks, simply saving $750 a month can get you to slightly more than $50,000 in 6 years. But you need 10x of that.
Let me show you another option in this Startup course without risking so much, one which almost every one can attain.
I call it a carefully-crafted Attack Plan, which comes in a formulated and customisable worksheet, to help you build a $500,000 property portfolio in REITs (based on initial entry price, in S$ or US$ for our overseas friends) with one-time $25,000 investment and an initial monthly commitment of just $750 within 6 years.
It’s a system I’m so confident it will work, with a high degree of success as it combines two powerful methods of fundraise I expounded extensively in Chapter 20 of my book, that I’m going to show you.
What you see here is a screenshot of the demo portfolio started in Dec 2024 on level 1 Attack Plan. (Note: CICT is used purely as an example of blue-chip S-REIT and does not constitute as a recommendation)
It becomes interesting for the public to see how its value will grow over the next 6 years as I document this from 2025 to 2030 (if God willing), which I will showcase at the end of every year as real-time proof!
What you will see is how the demo portfolio rises in value eventually to reach near $500,000 by 2030, but what you will not see is how that's achieved behind the scenes using the system. Join the program to find out.
Instead of just watching, better yet, join in to grow your own portfolio at the same time. Just like all property investments, the earlier you get in, the higher the returns over long periods (due to inflation)
Unlike other trading strategy or get-rich schemes out there, it works because nothing is left to chance, luck or pure speculation. On the contrary, it employs the power of human discipline, psychology and a sure-fire asset class almost guaranteed to deliver results! It will be an eye-opener for many.
How do you put a value to this transformative knowledge of amassing a $500,000 property portfolio for retirement? Immeasurable.
BONUS GIFT #1:
First-Ever
Mortgage Affiliate
Program
Earn 20% recurring passive income for life#, or US$50 per sale, paid to your registered PayPal account year after year!
Possibly the best affiliate program in Singapore!
I
f you think you are paying US$247 US$197, you’ll be surprised it’s the other way round – you’ll be paid, much more!
How do you make the whole course pays for itself? Other than creating the first-ever mortgage affiliate program where everyone to whom you introduce the program will entitle you to a 20% commission (US$50), paid in cash to your PayPal, we need to do one more thing.
We need to create so much value that people will want to stay subscribed to it every year!
It’s a subscription model because at the end of the 12-month course, you’ll be invited to renew the subscription for another year at about the same price, or you can simply opt out and continue on your own. Chances are you probably won’t want to put a stop to all the benefits.
First, there’s add on BONUS GIFT #2 of a Powerful Trading Account (more details in next section) with the lowest brokerage fees and interest rate for trading in SGX, saving you loads in transaction costs in REITs. This is exclusive to only those who stay in the subscription.
Next, imagine getting paid every year, over and over again, with a 20% recurring affiliate marketing commission (or US$50) for life# when more people discover the true value in this whole autopilot system to become mortgage-free!
Trust me. When you master the whole system to become mortgage-free in 6 years, you won’t want to keep everything to yourself. You’re gonna share it with friends, colleagues and family members.
What better way to promote this program than to share a part of my product margin as affiliate commissions and create of the best affiliate program in Singapore for all my loyal advocates? Better that than paying social media companies and google ads.
Simply share your unique referral link and get rewarded for sharing this transformative new knowledge and doing good at the same time!
For the first time, everyone can earn passive income doing affiliate marketing “offline”! You don’t need a website or business to do this.
Let me show you the potential of what that means.
We’re talking about over a lifetime here. Certainly, you’re going to be able to refer at least 10 friends/colleagues!
Remember this probably includes your own immediately family members as you’ll want them to have the same benefits which, you’ll soon discover after you join the program, can’t be shared.
That means for those living in Singapore, you could be earning affiliate marketing commissions of S$50 EVERY MONTH!
Is this some kind of MLM, pyramid scheme or Ponzi scheme? Absolutely not. There’s no down line. There’s only one level.
The product owner is simply sharing 20% of the product margin every year, but collectively the scheme will work to give everyone recurring and passive affiliate marketing income for life*, when everyone renews!
Besides helping free lives from the stress of mortgages, I am delighted what this can do for our social mission – to help build another kind of social safety net in Singapore, and in a sustainable way.
For fellow Singaporeans, this is akin to receiving a S$500 CDC voucher (government social benefit) top-up every year. In fact, being digital, this social safety net could stretch beyond boundaries to all those with the need.
If you see the same vision as us, join in this movement.
# Based on unlimited annual renewals unless program is stopped due to fraud or technical reasons, other terms apply.
**For professional affiliate marketeers with huge followers or mailing list
BONUS GIFT #2:
A Powerful Trading Account
To help you save enough more, I've put together one of the most powerful trading account for you with:
LOWEST BROKERAGE COMMISSION 0.1% (SGX)
&
LOWEST INTEREST 3-MONTH SORA+1.00%
(Just like a mortgage rate!)
Exclusively for subscribers to this Startup course, saving an estimated US$500 p.a. conservatively.
Putting it Altogether in One Power Pack Worth US$1,300!
That’s right. It’s a power pack of value conservatively estimated to be worth a total of almost US$1,300:
– 300-page workbook: US$30
– Starter Pack course: US$247
– Knowledge acquired: Priceless
– Affiliate commissions: US$500 / p.a.
– Special trading account: US$500 / p.a.
Become a winner not just in boxing, but in the game of life! You don’t master a skill through watching webinars. Life’s distractions will eventually crowd you out. You’ve got to hands on, work through a set of routines, system and structure. That’s what this Starterup course is about – to master the skills to become mortgage-free in 6 years! Join me now.
Alternatively, you can buy the book and read it first?
You can certainly do that too as this is not a hard-sell landing page. By all means check out the book and the main thesis first.
Like I promised earlier, I’ll even invite you to sample a free chapter below.
(But remember you won’t enjoy all the Startup course benefits listed on this page with just the book purchase.)
For those who are disciplined and resourceful enough, you can certainly put all the new knowledge into practice on your own with just the book.
But as with all things in life, there will always be a steep learning curve for beginners. Without a structure and system of doing things, you’ll likely struggle and may even stumble and make some mistakes.
Just come back for this Startup course later, you’ll get another copy of the book couriered to you which you can give away and bless someone to be mortgage-free in life!
Either way, it’s an investment you will not regret, for your own financial transformation! Join me now.
Better yet, just get the Startup course upfront worth at least US$1,300 at our special introductory price of US$197 today, with our 30-Day Money Back Guarantee, and have the book thrown-in for free!
With so much value built into the Startup course, you can assured it pays for itself, many times over.
* Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks
OR
Usual Price US$247
With 30-Day Money Back Guarantee
(excluding cost of book & delivery)
PS. At just US$247 US$197, this is probably the cheapest “wealth training” you could ever find. I am not a MAS-licensed financial advisor to be able to recommend any investment product or tailor specific advice for anyone. However, I certainly know the business of interest rate and debt much better than anyone else, and be able to show you how to build wealth in ways you’ve never imagined before.
To Your Financial Transformation!
Darren Goh
Author | Strategist | Contrarian Property Investor
(5% of book sales and all revenue generated on this website will go to a Mission Forward fund for social causes we support)
IMPORTANT TO READ:
PropertyWise Pte Ltd (UEN201101459D) is a company registered in and governed by Singapore laws. We are not licensed by MAS to give financial advice. We will never ask for transfer of money other than product sales on this domain www.MortgageFree6Years.com (pls check).
Other Terms Governing First-Ever Mortgage Affiliate Program Singapore:
PropertyWise Pte Ltd, the operator of MortgageFree6Years.com, will have the absolute discretion to terminate one of the best affiliate program (Singapore) at any point without any prior notice or providing any reason, and to void any outstanding commission monies outstanding without any liability or claims | As this Singapore affiliate program is wholly outsourced to an external affiliate program platform solution provider (partner), we cannot be held liable for any errors or inaccuracies in referral tracking nor are we be able to accede to any enquiries pertaining to referral tracking and payments. We are also not liable for any commission monies owing to you at any point, once we have made the payments to our affiliate program platform partner | We have no control over how the referrals are tracked and will strictly not entertain any requests whatsoever pertaining to enquiries and/or amending of commission or referral linkage | We will only pay one set of commissions for a valid referral no matter how many invite links were clicked | You consent to the release of some of your personal data, in particular first name, last name, email and mobile, for the purpose of administering of this Singapore affiliate program. Some of these personal data may become visible, in part or in full, to the advocate who referred you upon logging into his or her own Affiliate account. All such data will be used strictly for the purpose of administering this Singapore affiliate program | All decisions by us and/or our affiliate program platform partner will be final and binding in all cases of disputes and claims including the imposing of a ban on your Affiliate account should we be of the view that acts of misuse or fraud (unauthorised earning of referral commissions) have been committed.
To be successful in life, you need to always challenge yourself and stay open to ideas, including ground-breaking ones like what’s in this book. A highly-recommended read.
RICHARD TAN
CEO, Success Resources Singapore Pte LtdDisclaimer:
Neither the author of the book nor PropertyWise Pte Ltd, the operator for this website, are licensed or regulated by MAS under the Financial Advisory Act (FAA) in Singapore. All information presented in the book are opinions of the author and any representations given, whether by way of example, illustration or otherwise, are purely portfolio allocation advice and not recommendations or inducements to buy, sell or hold any particular investment product or class of investment product. All opinions are generic in nature and are not tailored to the particular circumstances of any reader. Seek advice from a qualified financial advisor before making any investment decision.
Though every effort has been made to ensure the accuracy of the information and figures presented, we make no representations or warranties with respect to the accuracy or completeness of the contents in the book or in this retirement planning blog and specifically disclaim any implied warranties or fitness for a particular purpose.
We shall not be held responsible for any financial loss or any other damages suffered whatsoever, directly or indirectly, if you choose to follow any of the advice or recommendations given in the book or in this blog.
* (Applicable to foreigners) Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks
Top 10 FAQs on Affiliate Marketing in Singapore
New to the world of affiliate marketing? Explore this FAQ section to understand more and how to get started successfully in Singapore.
You may have heard of the term affiliate marketing, or affiliate program, but like many others may shrug it off as something for bloggers/influencers. Yet, unconsciously, you may already be practising affiliate marketing “offline” when you go about recommending good products and services to friends and family members in your everyday life.
Just what exactly is affiliate marketing and how do people make good passive income from it? In a nutshell, affiliate marketing is when businesses decided to share a small cut of the profit margin with affiliate marketers for promoting their products and services online. Affiliate marketers would introduce or talk about the benefits of the product vis-à-vis competitors in their blog posts, articles, or social media posts to encourage sign-ups via a unique referral link. Affiliate marketing is usually done online as the whole referral operations could then be automated including the payment of affiliate commissions.
• Step 1: Sign up for the affiliate program
First, you will need to sign up or apply to become an approved affiliate partner for the brand by providing your personal data and indicate your payment details typically PayPal, Payoneer, Stripe or ACH direct deposit (more for U.S. based marketers). Not all brands will auto-approve a sign-up. Some may even require you to show proof of your website URL, active social media account, etc., especially for the more popular ones.
• Step 2: Getting the approval with the affiliate link
Once your affiliate account is approved, you’ll be issued with a unique affiliate link (for single-product businesses) to start promoting the product or service. Simply insert this link into your blog posts and start driving traffic to those pages or your site and encourage sign-ups.
• Step 3: Choose which product to promote
If you’re an affiliate with ecommerce platforms like Shopee or Amazon, you can login to choose which product you like to promote and grab the link.
• Step 4: Start promoting it
The final step is obvious and the most difficult. You have to figure out how to promote it in such a way that there will be conversions (persuasive), and to do that consistently, you must have a huge audience (traffic) and/or a huge base of followers (email marketing).
Affiliate marketing started more as “quick money schemes” in the early 2000s attracting a whole herd of digital marketing guru wanabes selling mainly digital products like ebooks, CD tutorials, webinars, courses, coaching sessions, etc. However, in the last decade, the industry has matured with many big Main Street brands and recognizable names joining on the bandwagon as a legit way to market for more businesses online as the entire world turns digital. Affiliate networks, which are market places for affiliate businesses to pull all their programs online, have also evolved to include more products and services beyond just digital versions. This includes the likes ClickBank, CJ Affiliate (formerly Commission Junction), ShareASale, Rakuten, etc. From observation, B-to-B technology companies still command a lion’s share of affiliate businesses, e.g. HubSpot, Bluehost, Vodien, etc. However, with major ecommerce platforms joining in the fray from Amazon Associates, Target, Walmart, along with their Asia counterparts from Shopee, Lazada, Qoo10 to Shopify, affiliate marketing has become mainstream channels for millions of retail customers worldwide. Major fashion, beauty and household retailers have also joined in from Zalora, Decathlon, SecretLab, Charles & Keith, Razer to Sephora, launching their own affiliate program for all customers new and existing.
There's no free lunch in this world. For those serious to pursue affiliate marketing as a side hustle, you'll need to grow your base and your authority online in a particular niche where audience or your followers will trust what you recommend. For those new to affiliate marketing business, I hope this set of FAQs will give you some lowdown on how to get started.
The lines may be slightly blurred but the key difference between an affiliate program and a referral program is the latter often entails a relationship, i.e. the customer who is an introducer knows the person being referred at a personal level. That’s how the introducer is able to persuade for a product trial, through personal selling where there’s a lot of trust bestowed. On the other hand, when it comes to affiliate marketing, the introducer may or may not be a customer of the brand (successful affiliate marketers ought to be) and promotes to a large group of audience whom they do not know in person. A lot more selling and persuasion needs to be done online via the content. Needless to say, building trust and authority in an expert domain is key. As such, affiliate marketing is well-suited and caters to professional bloggers, influencers, businesses or anyone with a huge following on social media as they have huge traffic to be monetized.
This may lead you to the next pertinent question if you’re wondering how can you then be successful in pursuing affiliate marketing as a side business when you don’t have a presence online?
Unlike what most other affiliate marketing blogs teach on how one needs to start with a website or blog, which often end with a natural death when you can’t drive enough traffic to the site, I advocate taking a more strategic view of things and consider the true spirit of affiliate marketing – you want to recommend only good products and services to people, whether you know them personally or not. The only way to do that is try them yourself which is the right way to recommend by putting the horse before the cart. Remember you’re not in this for the quick money, which will not be sustainable in the long run.
With that in mind, I submit to you there are only two viable approaches to affiliate marketing: first the conventional way which is invest to build a website/blog and learn how to drive traffic and build a huge mailing list; second is to pursue affiliate marketing in an “offline mode”, like a referral program of sort, but look for affiliate programs which are on subscription modes such that the commissions can be recurring in nature year after year, better yet for a lifetime! In a way, you need to make up for the lack of massive traffic to a website which can generate continuous income, and replace it with a small pool of customers who buy once but keep buying thereafter. What’s left to do then is to slowly build up your circle of influence through social media accounts and your fanbase as you will have lots of intimate testimonials to share from people that you know!
It may be challenging to find such affiliate programs which not only pay a decent commission much more than the usual 6-7% from ecommerce platforms, but make it recurring as well year after year with a subscription service that people will want to renew. This is why I am launching this first-ever mortgage affiliate program in Singapore which combines the best of a top-notch wealth program delivering unbelievable financial results, with a fairly high-ticket 20% affiliate commission at US$50 per successful sale, along a recurring commission scheme for life!
I stand to be corrected but I have yet to stumble on such a perfect pack of benefits in an affiliate program that centers on one of the most basic financial needs we all aspire – how to become mortgage-free in 6 years!
Start telling your friends and family members, but first you got to try the product yourself with our 30-day money back guarantee.
In general, you can generate affiliate sales from your social media accounts for these programs but some like Amazon in particular will require that you possess a website URL before your affiliate account can be approved.
Due to the markedly smaller commission payout from such e-commerce affiliate programs, most affiliate marketers eventually come around to recommending digital products on the internet where there are much more options to play with when you consider the thousands of digital products available to choose from at affiliate network sites like Clickbank, CJ Affiliate (formerly Commission Junction), ShareASale, Awin, Rakutan, etc.
Perhaps, the Mortgage-Free in 6 Years Startup Course & subscription offers you the best option for a high-paying affiliate program in Singapore with recurring commissions.
First, let’s stack up the benefits of affiliate marketing as a side hustle income:
• Because there’s no product creation needed, everyone and anyone can do affiliate marketing so long as you know how to pitch a product and how to drive the highest volume of traffic (last FAQ) to the affiliate landing pages.
• There’s also no need to handle any operations or servicing issues as you simply direct the flow of traffic, using your referral link, to the landing pages; and if anyone buys, you get paid. Simple as that. As such, all successful purchases are anonymous to you.
• There’s leverage in affiliate marketing as your efforts to set up your website or blog is one-off but you reap the returns over and over again. Your “shop” is open 24x7 if you can succeed in generating consistent traffic. This is certainly much better than trading your time for money being a Grab or Uber driver or some other form of gig work.
• There’s also potential for big money especially when you go into the full works of building up a huge mailing list or followers in your social media accounts (often tens or hundreds of thousands), and identifying the right product owners to partner with.
• As everyone is marketing the same product all over the internet, you’ve got to establish some form of brand identity for people to want to click and buy from your link. To do that, often it means building up the knowledge base to become an authority or KOL in a certain niche or topic. This may require hard work and time at first but will pay off handsomely subsequently.
• A better way not to constantly invest time, effort and money in generating new traffic to your site is to build up a huge base of followers or mailing list. For social media, this requires much time, effort and creativity to continuously churn out content or short reels on Instagram, TikTok or YouTube in order to keep your audience constantly engaged.
• It’s also hard work to constantly be on the lookout for new and better affiliate products with higher commission due to the one-off nature of most programs.
• The biggest problem faced by all new affiliate marketers is that there's no traffic, hence in their haste to see results and make the quick bucks, most will resort to spend on google ads or social media ads. Before long, they simply reply on such traffic which is transient in nature as visitors will come and go quickly wasting all your precious ad dollars. Avoid any paid media until you have proven to have a sales funnel which converts well. A more durable way is to invest to build up a mailing list in your niche topic. That way, you acquire them just once but keep them engaged through your emails and videos and continue to market to them.
• Another common mistake make is when affiliate marketers quit their full-time job too soon without realising it takes both time and good amount of investment money before their new venture will hit a critical mass of success for revenue to be stabilised. In the meantime, you have to keep investing both in terms of ad dollars as well as the infrastructure needed like websites, auto-responder service, web security, and other online tools, to keep it going.
The secrets to a great durable business in affiliate marketing lie in the following:
• How can you generate a ceaseless and growing supply of new traffic to your website or blog?
• How can you convince all those who land on your website or blog? In other words, how well is your website converting when people click through from your referral links to the merchant sites?
• How can you build and grow your expertise and authority as a KOL in your chosen domain or niche? How can you become that person who people trust?
• How can you source for and partner with great merchants and brands to bring new and better solutions to your target audience over time?
Just how can you get traffic to your website on a continuous basis without burning a big hole in your pocket?
There might be various answers depending on who you speak to but the general consensus for the most effective ways of traffic generation are:
1. Search Engine Optimization (SEO) which is a valuable skill to acquire if you want to go far in the world of digital marketing. Design your website with both on-page and off-page SEO factors in mind and make sure you do an outstanding job in creating unique, fresh and valuable content in the niche that you focus on.
2. Build up a powerful mailing list which runs up to tens of thousands of followers or people interested on what you have to say next on the niche topic. Again, this ties back to the first point about creating solid original content on your domain. Own the base which you can remarket to freely, rather than have to keep paying social media platforms for traffic which come and go.
3. Video channels like TikTok and YouTube are likely to stay the trend for some time as a wired-up world remains time-scarce and only have that few minutes for that short clips you have to post. Blogs will continue to generate good traffic from the more serious customers researching deep into a topic. Have both video and literal channels for maximum pool of traffic into your mailing list, and henceforth into your funnel.
4. You may not believe it, but it pays big dividends to synergise your online presence with offline marketing and branding campaigns and there can be cheap but effective channels giving you the reach like radio ads and train ads. Albeit these might come only at a later stage when you have generated sufficient free cash flow from your growing base.
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