PropertyWise Pte Ltd UEN201101459D is registered, governed by
Singapore laws. We are not licensed by MAS to give financial advice.
We will never ask for money other than product sales on this website

For the price of a gym membership for a month or two, would you pay US$247 to acquire this knowledge?

Of course you would!  Who wouldn’t want to become mortgage-free and earn passive income of up to S$16,000* a month?  Provided it’s real.

It’s not a gimmick. I’ve been living that mortgage-free life in Singapore since 2022! 

Many, including my fellow countryman, have yet to make the discovery – how there exists a unique autopilot cash flow system to achieving financial success, which works only in Singapore and few other places where all the conditions are favourable! (it works for foreigners too, so long you’re open to invest in Singapore properties)

This may be a long read but trust me, you could be on the cusp of financial F.R.E.E.D.O.M. if you could get on this bandwagon early.

My name is Darren Goh and I am the author of the new book Mortgage-Free In 6 Years selling fast in all major bookstores like Kinokuniya and Popular in Singapore.

I am also the business owner of MortgageWise.sg celebrating its 10th year of operations.  Now launching this mortgage education and retirement planning website to share this transformative new knowledge, I hope to free people everywhere from the stress of mortgages and help improve financial literacy in Singapore and beyond.

First, this is not one of those long hard-selling sales letter landing pages you see on the internet which are a dime a dozen. There’s no photo testimonials of “strangers” and their bank accounts to try and impress you, or throw you a long list of sign-up bonuses just to get you to click on the button at the end to a VVIP preview, to sell you even more!

There’s no need to do all that as the proof is in the pudding!  You can simply buy the book for US$34 where my entire thesis is open for your scrutiny!

But if you rather invest a little more and entitle yourself to a power pack of value worth over US$1,450 which comes with the book, I want to tell you everything upfront including the costs so you can get the overview quickly.  No gimmicks.  Plain and simple.

So far, from the emails we receive, the feedback has been encouraging as people have been truly inspired by this transformative new knowledge which has never been taught before.

But they may use some help to execute the system.

That’s what this Starter Pack is all about – to help you get started executing the entire autopilot cash flow system so you can become mortgage-free in 6 years!

“Imagine what you can do with that extra few thousands every month, if you no longer need to pay your mortgage?”

For a total worth of over US$1450, you pay only a one-time cost of US$247!

Complete with our 30-Day Money Back Guarantee!  Check under the hood, and if you don’t see the full value in it, keep the book (non-refundable including any courier cost) and we’ll gladly refund you the balance of US$213, no questions asked.

We know Singaporeans love freebies (actually who doesn’t?)

Instead of paying US$247, how about getting the entire Starter Pack to Mortgage-Free In 6 Years free-of-charge?

Read on as I share with you more details.  You will discover that, besides getting a host of exceptional benefits, you can get paid UP TO S$1,000 REIT fractional units on the Singapore Stock Exchange (terms & conditions apply)!

* (Applicable to foreigners) Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks

30-Day Money Back Guarantee
(excluding cost of book & delivery)

You can always buy online, or from the stores, this 300-page workbook for just US$34 (ships free in Singapore, US$15 to U.S. and selected countries), but that won’t entitle you to the whole slew of benefits under the Starter Pack.

So, the smart thing to do is get the Starter Pack, which pays for itself as you’ll see, and have the book thrown in for free!

Many people underestimated how much it will take to retire comfortably in Singapore, made worse by a cost of living crisis.

Even a S$5,000 monthly income for retirement in today’s value, or S$10,000 for a couple, translate to a sum total of S$24,000 in 25 years with inflation at 3.5% p.a.

You’ll need almost S$300,000 a year for living expenses in 25 years, just to retire in a get-by mode, not lavish.  Which means you need a portfolio of over S$10 million for a safe withdrawal rate of 3%!  Or an investment property worth more than that since the net yield for property (after taxes, fees, etc.) is much lower.

The problem is – for food and basic services, inflation is nowhere near 3.5%, and you haven’t even consider medical inflation which you consume more as you age!

This book will reveal all the secrets on how a middle-income salaried worker, who owns just one private residential property in Singapore, can potentially retire with up to S$4 million* assets, along with up to S$16,000* passive income per month at the end of the mortgage term!

This is not a typical self-help book that you just “read, understand & chuck away”.  It’s a practical workbook, laden with ideas, steps, excel worksheets, and above all, a powerful financial model.

Within those 300 pages, you will discover the exact strategies and methodology I use to become mortgage-free.  No holds barred.

There ain’t many wealth courses out there which you can “preview” with a fast-selling self-help book of the same title.  I’ll even invite you to sample a free chapter below. 

Why pay US$247 when you can just get the book?  Why an email course?

Remember how we use to study in schools especially in tertiary or universities?  True learning takes place only when you’re given time to go deep dive into a subject, not just passively watching videos over a weekend.

You’ve got to study a text book, do your weekly tutorials, research on topics, form discussion groups, and finally mug for the exam.  In short, to internalise new knowledge, you need time.  And you need a whole semester to master a subject and score an A!

In a world obsessed with passive listening through YouTube videos, webinars, online video courses, I believe the best format to deliver real knowledge is through a 12-month email course which comes with fortnightly emails, giving step-by-step guides and instructions to close any gap.

Just reading the book may not cut it for many, as you may still struggle to get started in setting up the whole autopilot cash flow system to become mortgage-free.

Each email lesson comes with reading assignments, exercises and more explainer notes to help you fully grasp all the concepts in the book, and help break it down into digestible read of 20-30 pages each time, so you can finish the entire book in 7 months (for those who struggle with reading)!

If “Mortgage-Free In 6 Years” is indeed a module in your university business degree course, it won’t be selling at this price.  And if we just benchmark it at the cost of a semester of 5 modules at NUS business school, that’s at least US$770 for a single module.

It’s probably worth much more than that considering how it’s one of those essential life skills which “they don’t teach you in schools”!

It’s a whole system, structure and process you need to put in place to become truly mortgage-free.  This email course will guide you through the entire implementation step-by-step, along with useful prompts, tools, templates & other resources.

The upshot is, you don’t just learn, but master all the key concepts and steps, and avoid the unnecessary pitfalls and mistakes of beginners.

30-Day Money Back Guarantee
(excluding cost of book & delivery)

That’s not all.  The Starter Pack is nothing but a power pack of value with 3 more Step-Up Values:

I

f you think you are paying US$247, you’ll be surprised it’s the other way round – you’ll be paid and much more!

Why do we throw in 3 Step-Up Values?

Because I want to make sure the whole course pays for itself, and everyone to whom you introduce the program will see so much value that they’ll want to stay subscribed to it every year!

It’s subscription because at the end of the 12-month course, you’ll be invited to renew it for another year at about the same price, or you can simply opt out and continue on your own.  Chances are you probably won’t want to put a stop to all the benefits.

We’ll continue to work on enhancing the value such that you get paid so much more than what you pay for every year! 

First, imagine getting paid every year, over and over again, with a 20% recurring affiliate commission (or US$50) for life# when more people discover the true value in this whole autopilot system to become mortgage-free!

Trust me.  When you master the whole system to become mortgage-free in 6 years, you won’t want to keep everything to yourself.   You’re gonna share it with friends, colleagues and family members.

What better way for me to promote my program and help create yet another avenue of passive retirement income for all my loyal affiliates, than to share part of my product margin away as affiliate commissions?  Better that than paying social media companies and google ads.

Get paid US$50 directly to your registered PayPal account! Simply share your unique referral link and get rewarded for sharing this transformative new knowledge and doing good at the same time!

For the first time, everyone can become an affiliate marketer “offline” as you don’t need a website or business to start earning passive income!

Let me show you the potential of what that means.

We’re talking about over a lifetime here.  Certainly, you’re going to be able to refer at least 10 friends/colleagues!

Remember this probably includes your own immediately family members as you’ll want them to have the same benefits which, you’ll soon discover after you join the program, can’t be shared.

That means for those living in Singapore, you could be earning recurring passive income of S$50 EVERY MONTH!

Is this some kind of MLM, pyramid scheme or Ponzi scheme? Absolutely not.  There’s no down line. There’s only one level.

The product owner is simply sharing 20% of the product margin every year, but collectively the scheme will work to give everyone recurring passive income for life*, when everyone renews!

Besides helping free lives from the stress of mortgages, I am delighted what this can do for our social mission – to help build another kind of social safety net in Singapore, and in a sustainable way.

For fellow Singaporeans, this is akin to receiving a CDC voucher (government social benefit) top-up every year. In fact, being digital, this social safety net could stretch beyond boundaries to all those with the need.

If you see the same vision as us, join in this movement.

# Based on unlimited annual renewals unless program is stopped due to fraud or technical reasons, other terms apply.
**For professional affiliate marketeers with huge followers or mailing list

30-Day Money Back Guarantee
(excluding cost of book & delivery)

T

hat’s the challenge question I pose to everyone.

How easy is it to achieve that?  Apparently not so.

Here’s what you’ll achieve in this Starter Pack: A carefully-crafted Attack Plan, in a formulated and customisable worksheet, to help you build an asset for retirement to the tune of $500,000 (based on initial entry price, in S$ or US$ for our overseas friends).

It’s a system that I’m so confident it will work, with a high degree of success based on rock-solid property investments, that almost anyone who could commit to those targets set will be able to walk away with that half-a-million pot of gold at the end of 6 years!

And achieve all that with just a one-time investment of $25,000 and a monthly commitment of $750. (You’re paying and investing in yourself, there’s no more course fee to pay).

How is that a big deal and priceless you may wonder?

Well many will speculate in stocks, forex, bitcoin, etc. or dabble in some trading strategies or system.  But not many can lay claim to successfully building a $500,000 asset at the end, much less to do that within 6 years. 

The Attack Plan works because it combines two powerful methods of fundraise I expounded extensively in Chapter 20 of my book.

Unlike other trading strategy or get-rich schemes out there, it works because nothing is left to chance, luck or pure speculation.

On the contrary, it employs the power of human discipline, psychology and a sure-fire asset class almost guaranteed to deliver results!  It will be an eye-opener for many.

How do you put a value to this transformative knowledge of amassing a $500,000 asset?  This step-up value is immeasurable and is not even included in the power pack value of at least US$1,450!

I can’t reveal much more here, sometimes in life you have to exercise some faith.  Plus, you already have the assurance of a 30-day Money Back Guarantee (excluding the cost of book & delivery).  You only lose the cost of a book at US$34.

Both are retail mall S-REIT behemoths which average a yield of 5% p.a.

Simply open a new Tiger broker account using a special link later, fund the account with S$25,000 and perform 3 buy trades within 3 months. That’s it!

In fact, you can get up to the highest tier of S$1,000 (or US4770) worth of FREE REIT units in total:

This is not a lucky draw, but a sure-get! So long you meet the entry-level requirement which is designed to be achievable for most.

Just fulfil Tier 1 requirements and get the special voucher to buy S$200 worth of REITs credited automatically the next trading day!  Then move on to Tier 2 or 3 if you like, and keep earning those free REIT units.  It’s a no-brainer.

Exclusive only to subscribers of this Starter Pack, the special sign-up link will be provided after the first 5 lessons in the course.

Disclaimer: The choice of CICT / FCT are part of promotional mechanics due to popularity and do not constitute financial advice or a recommendation from us. Other promotional terms and conditions apply.

That’s right.  It’s a power pack of value conservatively worth a total of at least US$1,450.  All for just US$247.

Become a winner in the game of life.  Acquire the knowledge and pack your punch, get the Starter Pack now!

Like what I promised at the start of this letter, there’s no need for further hard-selling sign-up bonuses at the end and no VVIP preview to attend.

You don’t master a skill through watching webinars or reading a book.  Life’s distractions will eventually crowd out your time and put out any fire within.  And you’ll be status quo financially.

You’ve got to be actively researching, going deep dive, reading up, doing your homework, and putting the new knowledge to work through a set of routines, system and structure.

That’s the true essence of this Starter Pack – to master the skills to become mortgage-free in 6 years!  Join me now.

30-Day Money Back Guarantee
(excluding cost of book & delivery)

Or Buy the Book First?

You can certainly do that too as this is not a hard-sell landing page. By all means check out the book and the main thesis first.

Like I promised earlier, I’ll even invite you to sample a free chapter below.

(But remember you won’t enjoy all the Starter Pack benefits listed on this page with just the book purchase.)

For those who are disciplined and resourceful enough, you can certainly put all the new knowledge into practice on your own with just the book.

But as with all things in life, there will always be a steep learning curve for beginners.  Without a structure and system of doing things, you’ll likely struggle and may even stumble and make some mistakes.

Just come back for this Starter Pack later, you’ll get another copy of the book couriered to you which you can give away and bless someone to be mortgage-free in life! 

Either way, it’s an investment you will not regret, for your own financial transformation!  Join me now.

Better yet, just get the Starter Pack upfront worth at least US$1,450 with our 30-Day Money Back Guarantee, and have the book thrown-in for free!

With so much value built into the Starter Pack, you can assured it pays for itself, many times over.

* Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks

OR

30-Day Money Back Guarantee
(excluding cost of book & delivery)

PS. At just US$247, this is probably the cheapest “wealth training” you could ever find.  I am not a MAS-licensed financial advisor to be able to recommend any investment product or tailor specific advice for anyone.  However, I certainly know the business of interest rate and debt much better than anyone else, and be able to show you how to build wealth in ways you’ve never imagined before.

To Your Financial Transformation!

Darren Goh
Author | Strategist | Contrarian Property Investor

(5% of book sales and all revenue generated on this website will go to a Mission Forward fund for social causes we support)

IMPORTANT TO READ:
PropertyWise Pte Ltd (UEN201101459D) is a company registered in and governed by Singapore laws. We are not licensed by MAS to give financial advice.  We will never ask for transfer of money other than product sales on this domain www.MortgageFree6Years.com (pls check).

Other Terms Governing First-Ever Mortgage Affiliate Program Singapore:

PropertyWise Pte Ltd, the operator of MortgageFree6Years.com, will have the absolute discretion to terminate this Singapore affiliate program at any point without any prior notice or providing any reason, and to void any outstanding commission monies outstanding without any liability or claims | As this Singapore affiliate program is wholly outsourced to an external affiliate program platform solution provider (partner), we cannot be held liable for any errors or inaccuracies in referral tracking nor are we be able to accede to any enquiries pertaining to referral tracking and payments.  We are also not liable for any commission monies owing to you at any point, once we have made the payments to our affiliate program platform partner | We have no control over how the referrals are tracked and will strictly not entertain any requests whatsoever pertaining to enquiries and/or amending of commission or referral linkage | We will only pay one set of commissions for a valid referral no matter how many invite links were clicked | You consent to the release of some of your personal data, in particular first name, last name, email and mobile, for the purpose of administering of this Singapore affiliate program. Some of these personal data may become visible, in part or in full, to the advocate who referred you upon logging into his or her own Affiliate account.  All such data will be used strictly for the purpose of administering this Singapore affiliate program | All decisions by us and/or our affiliate program platform partner will be final and binding in all cases of disputes and claims including the imposing of a ban on your Affiliate account should we be of the view that acts of misuse or fraud (unauthorised earning of referral commissions) have been committed.

Disclaimer:
Neither the author of the book nor PropertyWise Pte Ltd, the operator for this website, are licensed or regulated by MAS under the Financial Advisory Act (FAA) in Singapore.  All information presented in the book are opinions of the author and any representations given, whether by way of example, illustration or otherwise, are purely portfolio allocation advice and not recommendations or inducements to buy, sell or hold any particular investment product or class of investment product.  All opinions are generic in nature and are not tailored to the particular circumstances of any reader.  Seek advice from a qualified financial advisor before making any investment decision.

Though every effort has been made to ensure the accuracy of the information and figures presented, we make no representations or warranties with respect to the accuracy or completeness of the contents in the book or in this retirement planning blog and specifically disclaim any implied warranties or fitness for a particular purpose.

We shall not be held responsible for any financial loss or any other damages suffered whatsoever, directly or indirectly, if you choose to follow any of the advice or recommendations given in the book or in this blog.

* (Applicable to foreigners) Subject to ownership of a Singapore private property, meeting of certain loan & seed capital requirements, interest rate not going into anomalies like the Great Inflation of 1965-1982 and other typical investment risks